GARUDA BNI CREDIT CARD

GARUDA BNI Visa Signature Credit Card

An Indonesia Experience with More Rewards
Experience the advantage of our new GARUDA BNI Credit Card especially for you, our valued customer. Get your GARUDA BNI Visa Signature Credit Card now! Contact BNI Call at 1500046 or (021) 1500046 from mobile phone. Enjoy special benefit of GARUDA BNI Visa Signature Credit Card as follows.

Benefit of GARUDA BNI Visa Signature Credit Card

  • 200 Miles Enrollment Bonus
  • 10% Discount Ticket Redemption
  • Fast Track Upgrade to GarudaMiles Gold
  • Double Miles reward for every spending of IDR 20,000,- *
  • Free 20KG Pre Paid Baggage**
  • Free Garuda Priority Service**
  • Free membership fee of Priority Pass Standard worth USD 99 (www.prioritypass.com)
  • Travel Accident Insurance up to IDR 3 Bio

*Start from 01 December 2023, conversion miles for retail transaction using GARUDA BNI credit card Visa Signature is IDR 20.000,- (2 miles).
**Terms & Conditions Program Free 20 KG Pre Paid and Garuda Priority Service can be seen on https://www.garuda-indonesia.com/id/en/special-offers/sales-promotion/prepaid-BNI-Signature

 

GARUDA BNI Visa Platinum Credit Card

Contact BNI Call at 500046 or (021) 1500046

Benefit of Garuda BNI Visa Platinum Credit Card

  • 200 Miles Enrollment Bonus
  • Fast Track Upgrade to GarudaMiles Gold
  • 2 Mile reward for every spending of IDR 30,000,- *
  • Free excess baggage up to 20 kg (subject to GarudaMiles members' tier)
  • Travel Accident Insurance up to IDR 1 Bio

*Start from 01 December 2023, conversion miles for retail transaction using GARUDA BNI credit card Visa Platinum is IDR 30.000,- (2 miles).

Notes:

  • Welcome bonus will be given once the credit card request has been approved
  • Fast Track Upgrade to GarudaMiles Gold will be given for cardholder who spent minimum IDR 8,000,000,- each month for first 5 month of credit card membership
  • 10% Discount Ticket Redemption through Garuda Indonesia Sales Office
  • Terms and conditions apply

Unlock exclusive benefits with the Apply and Spend program from Garuda Indonesia and Bank BNI.
Every transaction gives you the chance to earn bonus GarudaMiles, attractive cashback, and free flight tickets.
Apply for your BNI Garuda Credit Card now and take advantage of this opportunity to enjoy a more convenient and rewarding journey.

Terms and Conditions:

Benefit Detail
Bonus 50,000 GarudaMiles Earn 50,000 bonus GarudaMiles with a minimum accumulated transaction of IDR 250 million within the first 3 months after card approval
  • Applicable for the top 30 highest spenders
  • Valid for BNI Garuda Visa Platinum & Signature Credit Cards
  • Only applies to the primary (basic) card, not valid for supplementary cards
Monthly Bonus of 1,000 GarudaMiles Get 1,000 bonus GarudaMiles every time you reach a minimum monthly transaction of IDR 50 million during the program period
  • Transactions must be made at participating merchants; not applicable to cash advances, bill payments (e.g., electricity, water, phone, postpaid mobile, internet, pay TV, insurance, etc.), community agencies, utilities, QRIS transactions, or cash withdrawals
  • Only valid for the primary (basic) card, not applicable to supplementary cards
  • No quota limit applies
Free Business Class Round-Trip Ticket (Jakarta–Japan)
  • 1 winner with the highest accumulated transaction during the program period will receive a free Business Class round-trip ticket to Japan from Garuda Indonesia
  • Valid for BNI Garuda Visa Platinum and Visa Signature cardholders
  • Minimum total transaction of IDR 900 million over 6 months (equivalent to IDR 150 million/month)
Earn 3 GarudaMiles for Every Garuda Indonesia Ticket Purchase
  • Every IDR 20,000 transaction using a BNI Garuda Visa Signature card earns 3 GarudaMiles (applies in multiples)
  • Every IDR 30,000 transaction using a BNI Garuda Visa Platinum card earns 3 GarudaMiles (applies in multiples)
  • Valid only for ticket purchases made through the official Garuda Indonesia website, FlyGaruda app, or official sales offices across Indonesia
  • Bonus miles will be credited to your GarudaMiles account no later than 60 business days after the program ends
Duty Free Cashback in the Form of Bonus Miles
  • Valid for a minimum of IDR 10 million duty free purchases per month during the program period
  • Every IDR 20,000 transaction using a BNI Garuda Visa Signature card earns 3 GarudaMiles (applies in multiples)
  • Every IDR 30,000 transaction using a BNI Garuda Visa Platinum card earns 3 GarudaMiles (applies in multiples)
  • Valid for card-present transactions using the primary card
  • Bonus miles will be credited to your GarudaMiles account no later than 60 business days after the program ends
Rp200,000 Discount on Shopee & Tokopedia • Shopee:
  1. Valid for a minimum transaction of IDR 5,000,000
  2. Limited quota: applies to the first 10 transactions each Monday from 10:00 AM to 10:00 PM WIB
  3. Use promo code BNIGARUDA at checkout
  4. Valid every Monday from June 2 to December 31, 2025
  5. If the quota is exceeded, a message will appear: “Sorry, the voucher quota has been exhausted.”
  6. Can be combined with 0% installment plan for tenors of 3, 6, 12, 18, or 24 months
  7. Limit of 1 redemption per user ID per day
  8. Only valid for purchases made through the Shopee mobile app
• Tokopedia:
  1. Valid for a minimum transaction of IDR 5,000,000
  2. Limited quota: applies to the first 10 transactions each Thursday from 10:00 AM WIB
  3. Use promo code BNIGARUDA at checkout
  4. Valid every Thursday from June 5 to December 31, 2025
  5. If the quota is exceeded, a message will appear: “Sorry, the voucher quota has been exhausted.” below the promo code input field
  6. Can be combined with 0% installment plan for tenors of 3, 6, 12, 18, or 24 months
  7. Limit of 1 redemption per user ID per day
  8. Only valid for purchases made through the Tokopedia mobile app

Join and experience the excitement of BNI WondrX 2025, taking place on 15–17 August 2025 at ICE BSD City, Tangerang. For three full days, you can enjoy a variety of exclusive offers from bonus GarudaMiles to many other premium benefits.

Don’t miss this valuable opportunity to make your dream holiday come true with GarudaMiles and Bank BNI.

Terms & Conditions:

  1. Program Period: 15–17 August 2025
  2. Venue: Indonesia Convention Exhibition (ICE) BSD City
  3. Valid only for transactions at the BNI WondrX 2025 event
  4. List of special programs at BNI WondrX 2025:

Earn up to 2,790 Bonus GarudaMiles with Garuda BNI Credit Card

 Get bonus Miles for every transaction with your Garuda BNI Platinum & Signature Credit Card:
Minimum Transaction Amount Bonus Miles Earned
IDR7,5 million 790 Miles
IDR20 million 1.790 Miles
IDR40 million 2.790 Miles

  • Applies to accumulated transactions on 1 card per day
  • Limited quota available
  • Valid for BNI EDC transactions with card present (main card only)
  • Not valid for QRIS transactions
  • Bonus will be credited within 60 working days after the event ends

Rewards for On-site Garuda BNI Credit Card Application

 Apply for a Garuda BNI Platinum or Signature Credit Card at the event and take home:
  • Indomaret Voucher
  • Tumbler
  • Mini Tumbler
*Limited quota available

Welcome Bonus 10,000 GarudaMiles with Garuda BNI Credit Card

 Get 10,000 Miles for your first transaction of at least IDR 10 million within 30 days after card approval.
  • Not valid for QRIS transactions
  • Bonus will be credited within 60 working days after the event ends

Extra 1,500 GarudaMiles During Flash Sale

 Join the Flash Sale session and earn an additional 1,500 Miles.
  • Applies to cardholders who successfully purchase flash sale tickets during the event
  • Limited flash sale quota
  • Bonus will be credited within 30 working days after the event ends

Earn up to 2,410 Bonus GarudaMiles with Garuda BNI Debit Card

 Open a new account & make an initial deposit starting from IDR 5 million to earn up to 2,410 Miles.
Initial Deposit Amount Bonus Miles Earned
IDR 5 million 904 Miles
IDR 10 million 1.807 Miles
IDR 15 million 2.410 Miles

  • Applies only to new Garuda BNI Debit Card applicants
  • Initial deposit will be blocked for 3 months
  • Bonus will be credited within 21 working days after the event ends

GarudaShop Bazaar at BNI WondrX 2025

 Enjoy special deals at the GarudaShop Bazaar during the event:
  • Discounts up to 40% on products
  • Instant gifts for purchases of min. IDR 1.5 million
  • GarudaShop discount vouchers
  • Lucky Draw & Top Spender rewards
  • Special pre-order offers during the event

FAQ

Application can be made at all BNI branch offices, or BNI booths in Garuda Indonesia Sales Office.

Detailed information can be viewed on the BNI Credit Card Application Form, or at BNI website

Yes.

Enrollment Bonus is given after your GARUDA BNI Credit Card application is approved

Currently GarudaMiles Members are not allowed to own both co-brand cards. You will have to choose either one.

No. GarudaMiles membership tier upgrade is calculated differently. The word ‘Platinum’ in your GARUDA BNI Visa Platinum Credit Card only refers to the level of the credit card itself.

GARUDA BNI Credit Card application takes a maximum of 18 working days. While your GarudaMiles membership card will be sent within 2 - 4 weeks.

Immediately after the credit card activation process.

The GARUDA BNI Credit Card validity period is 5 years, while the GarudaMiles Membership period is 1 year.

You have to collect at least 2500 Miles from your GARUDA BNI Credit Card usage. Once accumulated, the bonus mileage will be credited to your GarudaMiles account in 1 week.

With Fast Track, your GarudaMiles membership tier can be automatically upgraded to the GarudaMiles Gold tier irrespective of your GarudaMiles Tier Miles and minimum number of eligible flights.

You only need to make purchases with a total of Rp 8,000,000.- per month for the first 5 months of your GARUDA BNI Credit Card activation.

For terms and conditions of your GARUDA BNI Credit Card termination, please contact BNI:

  •  BNI Call (24 hour) : 1500046, (+62 21 30500056 untuk akses panggilan dari luar negeri)
  •  Fax : (021) 25541203
  •  E-mail : bnicall@bni.co.id
  •  Website : www.bni.co.id
  •  POS : PO BOX 8888 JKTM Jakarta 12700

Yes, the Miles earned from your Garuda BNI Credit Card will automatically expire every three (3) months if they do not reach a minimum of 250 Miles.